Kotak Mahindra Life Term Insurance Plan

 Kotak Mahindra Life Insurance is a private Indian insurance company that offers a variety of insurance products, including life, savings, protection, wealth, and retirement. The company was founded in 2001 and has 46 million customers in 148 cities and towns across India. Kotak Mahindra Life Insurance's customer service number is +91 1800 209 8800. 


Kotak Mahindra Group is a reputed banking and financial services organization in India. It offers an extensive range of financial products to meet both corporate and individual investment needs.

What Is Kotak Mahindra Life Insurance?

Kotak Mahindra Life Insurance is one of India's most prominent insurance companies. It offers customers various insurance products such as life, savings, protection, wealth and retirement to help them and their families protect their financial future in the event of life's uncertainties. With a Claim Settlement Ratio (CSR) of 99.58%, Kotak Mahindra Life Insurance is one of the top and most trusted insurers in the country.

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Kotak Mahindra Life Insurance offers flexible and customizable policies that allow policyholders to choose their coverage amount, policy duration, and premium payment frequency. Some of their plans include:
  • Kotak e-Term Plan: Provides protection for loved ones in the policyholder's absence
  • Kotak Assured Savings Plan: Offers returns and life cover
  • Kotak Guaranteed Savings Plan: Offers long term savings and life cover
  • Kotak e-Invest Plan: Offers insurance and investment in one plan 
Policyholders can get their policy details by sending a "Hi" to 93210 03007 from their registered mobile number. This 24/7 service allows policyholders to download statements and soft copies of policy documents instantly.

Why Should You Buy Kotak Mahindra Life Insurance Plan?

Here are following reasons that you should buy Kotak Mahindra Life Insurance plan:

  • Financial Security for family: Kotak Mahindra Life Insurance offers plans for financial security. In case of an unfortunate event, the payout helps your family maintain their lifestyle, cover expenses, and achieve long-term goals like education and retirement.
  • Comprehensive Coverage Options: Kotak Mahindra Life Insurance provides a diverse range of insurance products for different life stages and needs. Whether you seek pure protection, wealth creation, or comprehensive coverage, their varied portfolio ensures you can find a plan that aligns with your financial goals.
  • Guaranteed Returns: Kotak Mahindra Life Insurance, especially Savings and Retirement plans, guarantees returns upon maturity. As you pay premiums, your savings accumulate, and at maturity, you can opt for a lump sum or regular income.
  • Affordable Premiums: Kotak Mahindra Life Insurance offers comprehensive plans, like term insurance plans, at very affordable premiums, so that you can financially secure your family and dependents without any hassle.
  • Tax Benefits: Choosing Kotak Mahindra Life Insurance plans offers tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961. Secure your financial future with added tax advantages, making it a smart choice for your insurance needs.

*Note: Use term insurance calculator to easily calculate the premium amount of your chosen term plan.